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Business Banking Products
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The Right Options for Your Needs
Choose from a range of deposit products that will help save you time and increase efficiency.
Our business money market and savings products pay higher yielding interest on excess funds not needed in checking account. |
Checking & Savings
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Business Debit Card
For convenient access to your business checking account at millions of merchants throughout the world that accept VISA.
Business Credit Cards
Manage expenses, control costs and get the peace of mind that unforeseen business expenses are covered through this revolving line of credit. |
Health Savings Accounts
Reduce your company's health insurance costs by offering a high-deductible health insurance plan. First Federal's Health Savings Account (HSA) allows the convenience of debit card access to cover your employee's allowable expenses. Employer or employee contributions can be made to the account with First Federal providing the reporting for contributions and distributions.
Investment and Retirement Services
We can help your business set up new or transfer existing retirement programs. Our investment products and services are offered in conjunction with SEI Investments for a competitive return.*
Sweep Accounts
Put more of your funds to work by sweeping excess cash from your main checking account to earn a competitive rate of return in a money market mutual fund.*
* Not FDIC Insured. No Bank Guarantee. May Lose Value
Cash Management
We help you take control of your business and guide it in the right direction.
First Federal offers a full range of tools to manage cash flows, and streamline your day-to-day cash management needs. We can help you increase the productivity of your cash by collecting customer payments faster and maintaining control of payments to your suppliers and employees.
Cash Management Services from First Federal can help streamline your company's financial management and power your company forward!
Estatements
Electronic versions of paper statements are now instantly delivered to your computer screen via secure Web-based e-mail delivery. Statements can be printed or saved in various file formats for electronic archiving.
Online Banking
You have total access to your accounts 24/7 from the convenience of a computer at your office, at home or wherever you choose to manage your business. First Federal's online banking empowers you to originate ACH transactions, wire transfers, monitor account balances, initiate transfers between accounts and view digital images of cleared items, all within a secure "real time" environment.
Remote Deposit Capture
Now you can deposit checks without leaving the office. This innovative and cost-saving service uses a desktop scanner to read checks and transmit them to your checking account using a personal computer and high-speed internet connection.
Positive Pay
Eliminate or reduce check fraud by providing electronic files with check numbers and amounts, which we match with each item presented for payment. At your discretion, exception items are either paid or returned.
Wire Transfer Service
Our dedicated wire services department is staffed full time to provide timely and accurate delivery of your wires.
ACH Processing Services
We provide our business customers a secure means of transmitting ACH into the NACHA network via our password-protected FTP (File Transfer Protocol) site. The ACH network is a cost-effective way of moving funds between financial institutions electronically within the United States. ACH is the most commonly used method to credit your employee accounts for payroll or to debit customer accounts for payments.
Business Loans & Leasing
Personalized, cost-effective solutions for your business.
Small Business Administration Loans
Enables you to secure a long-term, fixed rate business loan
Term Loans
Designed to help supplement your company's cash flow for the purchase of fixed assets
Revolving Lines Of Credit
Individually tailored to your business needs to help with your working capital needs
Letters Of Credit & Leasing
Customized to meet your business needs
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